OWNORWAIT
Private & secure
Your DwellScore
17
/100
Low
WAIT A BIT LONGER
You're short $66,000 to buy safely.
Real monthly payment is $5,623/mo. Lower your target price or increase income to get into a safer zone.
Fastest path
Lower target price to $294,000
Cuts your payment by $3,143/mo
Real monthly payment
$5,623
63.6% of take-home
Cash gap
$66,000
To buy safely
Comfortable home price
$294,000
28% of take-home
Stretch home price
$385,000
36% of take-home
Top ways to improve your score
Payment breakdown
Principal & interest$4,086/mo
Property tax$700/mo
Insurance$204/mo
Maintenance$292/mo
PMI$341/mo
Total$5,623/mo
Your Path Forward
Your target home price may be too high
A lower target price could materially improve your monthly comfort and cash needed.
DwellScore17/100
Safe home price$294,000
Cash gap$66,000
Payment comfort63.6% of take-home
Savings timelineAdd monthly savings
Target payment$5,623/mo
StateTX
Educational estimate. Not a loan approval.
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